NZF Money Limited's application for the Government's DGS was approved on Friday the 7th of November 2008. For a copy of this accreditation, please email   Mike Perreau of MM Mortgage Brokers and details will be forwarded to you

Mike Perreau is an accredited distributor of the NZF branded Huljich KiwiSaver Scheme;Read the independent articles below and you can draw your own conclusions...

Due to the need to give you FULL information & disclosure of the complete NZF KiwiSaver product, an overview is portrayed below.  Just click on the relevant heading below and view the particular detail.

To obtain complete NZF KiwiSaver information, please request direct from MM Mortgage Brokers by completing form: KiwiSaver Info Request Form

Click on headings below to view details:

Welcome Managing Director NZ Finace Group Ltd  John Callaghan
& Chairman Huljich Wealth Managment Don Brash

NZF KiwiSaver Performance period end 9 Aug 09

Morning Star Report Mar 09 and NZ Herald Reports Feb 08

NZ Herald 18 Mar 09 & 18 April 09

NZ Herald 18 June 09 & NZ Invester July 2009

Benefits of NZF KiwiSaver to you

Return Comparisons against main competitors

Your Children [from 1 day old to under 18] - Great Benefits

How much will I receive on Retirement?

Example of Compounding Investment Growth $ Returns

Assistance to Buy that First Home

Employers
Benefits for Employers

Benefits by stipulating NZF KiwiSaver as a Preferred Provider

Mike Perreau / MM Mortgage Brokers KiwiSaver Personal Disclosure


Joining or Transferring


Advisor Disclosure..
Mike Perreau & MM Mortgage Broker staff are not investment advisors & therefore only act as a distributor of the NZF branded Huljich KiwiSaver Scheme and will not give recommendation, opinions or guidance in relation to the NZF branded Huljich KiwiSaver Scheme except by passing on information that has directly originated by NZF KiwiSaver.  For full Investment Statement, Prospectus or any other information, please contact me at mperreau@clear.net.nz or via www.mmmortgagebrokers.co.nz

Government Deposit Guarantee Scheme [DGS]

NZF is Accredited to Government Deposit Guarantee Scheme 





Update note 13 Oct 09: IRD Annual Report period to 20 August 09 states..."1,100, 540 have joined up, with employee and employer contribution for year end 30 June 2009 being $1,277,000,000 "


If you are an Employee
Saving for your first home.....
If you are self-Employed or
Not employed [18 or over]
If you are Under 18
Main ways to access your KiwiSaver savings.....
* You must also be below your KiwiSave End Payment Date...details available from MM Mortgage Brokers
** Conditions apply
For  full details and conditions of all withdrawal options, please request information from MM Mortgage Brokers
Other Directors…
John Banks (QSO)   Director Huljich Group
Was a Member of Parliament for 18 years, two of which serving as a Cabinet Minister;
Current Mayor of Auckland

Peter Huljich (Bcom, DipNZX, SA Fin) Director Huljich Group
Henry Tongue (BCom, PgDipCom) Director Huljich Group 

Give Your Children The Best Start In Life
If you have children, they can receive the $1,000 kick-start and watch their savings grow until they turn 18, when they will be eligible for all of the KiwiSaver incentives (including those incentivesto help them buy their first home)*. There is no minimum commitment to the Scheme - you decide how much or how little you would like to contribute.

*Conditions apply:  Contact MM Mortgage Brokers for details...



Get Help Buying Your First Home
If you need help buying your first home, there are two big incentives:*

A first home subsidy of up to $5,000  [If two persons involved, this can apply for each person as long as they       belong to KiwiSaver] ; &

The ability to withdraw all of your contributions, your employer’s contributions and your investment returns to put        towards buying your first home

You may also be eligible for both the subsidy and the first home withdrawal as a “second-chance” home buyer if you are in the same financial situation as a first time buyer.

* Conditions Apply: Contact MM Mortgage Brokers for detail


NZF partnership with Huljich and NZF SuperKiwi has proven to be an enormous success, NZF & Huljich know that they are the only KiwiSaver Fund Manager that understands and values the strength of relationships with YOU as clients.  Contact MM Mortgage Brokers by clicking here for more information…


Individuals: Joining or transferring is easy…
COSTS YOU NOTHING
CHANGE OVER or JOIN NOW ....

Email  Mike Perreau of  MM Mortgage Brokers to obtain a Free Information Pack; you will then be in a position to clarify any details of NZF KiwiSaver  once you have had a chance to read the information.

Proof of ID, Provision of your IRD #, plus have your signature witnessed is pretty much all you have to do.  Application Form will be sent to you separately so that there is no pressure on you to sign up.



Benefits for employers

There are benefits by stipulating NZF SuperKiwi as a Preferred Provider:

It is a good idea to select a preferred provider. As many of your employees won’t know which KiwiSaver scheme to choose and may look to you for advice [selecting a preferred KiwiSaver provider does not mean you are providing  investment advice].

Having a preferred scheme in place not only makes your job easier, also it means you can feel confident your employees are being cared for by your preferred provider.



Why Not Let Your Employees Go To A Default Provider?

Employees will be allocated to a default provider if they, or you as their employer – do not select a preferred provider.

Employees will be allocated to default providers on a revolving basis. Under that scenario, your employees will almost have difference providers among them.

This present a number of issues:
Because default schemes are not identical, there may be up to six difference answers to an employee question,
       which can make it difficult for consistency or resolution.

       Default schemes may not get the best returns. The default fund within a default scheme is required to invest
       predominantly in low-risk/low-return conservative assets, which means it may not be appropriate to your employees’              retirement savings needs.

         Save administration time and effort by dictating NZF SuperKiwi as the DEFAULT PROVIDER


Employer Advantages of Choosing NZF KiwiSaver  As Your Preferred Provider

As your Preferred Provider, if your employees don’t choose a KiwiSaver provider, they will be enrolled in the NZF
SuperKiwi Growth Diversified Fund [Huljich Growth Diversified KiwiSaver Fund].

As your Preferred Provider,  NZF SuperKiwi give your company one point of contact, one set of results and one
dedicated relationship manager you can always rely on, meaning your administration of KiwiSaver is easier.

NZF SuperKiwi are here to make KiwiSaver easy for you and your employees.  We will help explain your
KiwiSaver obligations, educate your employees about the benefits of KiwiSaver and provide on-going support to
take care of all your KiwiSaver needs

NZF SuperKiwi goal is the high standard of service in all respects

NZF SuperKiwi can create a positive employment benefit to offer to your employees, thereby assisting your staff
retention.

Contact MM Mortgage Brokers for further details

KiwiSaver Disclosure

It is reiterated that Mike Perreau, or any of MM Mortgage Brokers staff, are not investment advisors & therefore only act as a distributor of the NZF branded Huljich KiwiSaver Scheme and will not give recommendation, opinions or guidance in relation to the NZF branded Huljich KiwiSaver Scheme except by passing on information that has directly originated by NZF KiwiSaver.

For full Investment Statement, Prospectus or any other information, please contact MM Mortgage Brokers by clicking HERE for enquiry form.


                             
                                                            © 2008 NZF Group Limited.
                                                    ©  14 March 2009 MM Mortgage Brokers
                                      

  V3:141009


Mike Perreau
34 Merlot Drive
Oaklands Estate
NAPIER
Office Ph: +64 6 845 3931        Fax: +64 6 8453988       Mobile: 027 243 8085        Skype: mike.perreau
Web: www.mmmortgagebrokers.co.nz        Email: mm_mortgagebrokers@clear.net.nz


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NZF SuperKiwi* Calculator

Watch Your Contributions Grow!

By contributing regularly to your KiwiSaver scheme even the smallest amounts can grow substantially. Use this simple calculator to estimate your total KiwiSaver contributions at age 65.

Supply your current salary or weekly contribution total as well as your age to see how your regular KiwiSaver contributions savings will add up over time. Simply click NZF KiwiSaver Calculator to go to the Calculator;  on finishing, use back button at menu on top of Calculator web page to return to this page.

Things you need to know: The results generated by this calculator are illustrative only.

The principal assumptions can be seen below the calculator.

NZF SuperKiwi* has made every effort to ensure that the calculator is reliable and accurate at the time of publishing. However, neither the Trustee of the Huljich KiwiSaver Scheme (Trustees Executors Superannuation Limited), Huljich Wealth Management (New Zealand) Limited nor any of their respective directors or employees make any express or implied representations or warranties regarding the calculator contained in this site, nor do they accept any liability for any loss or damage whatsoever which may arise in any way out of the use of this calculator or for errors in or omissions from the calculator.


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Example of compounding investment growth