 | ||||
| ||||
Finding the right house is only half the battle; you also need to find the right mortgage loan. Just as no two houses are alike, no two mortgage loans are alike either. Interest rates and repayment terms are just the beginning.
MM Mortgage Brokers will do our best in matching homebuyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Call us today to learn more about how we can help you buy your new home. We look forward to hearing from you.
To quantify the actual costs is complex and is unique to each separate fixed rate and takes into account factors such as current interest rate; actual interest rate, time left to run plus other factors - it is very complex and we are unable to quantify without going to the lender concerned.
If the cost to break surpasses the benefits gained [savings in interest rates, account fees] then probably it would not pay to break the current term unless your circumstances were that you had no choice.
If your new structure benefits you in savings and fees then it should be given strong consideration as this can save you literally thousands of dollars in interest [dependant upon amount of loan, old structure, new structure, cost to break]
In this testing time where lenders are limiting their exposure by not lending as much on homes as they were prior to June 2008, we are still able to negotiate finance for up to as much as 100%; obviously lender conditions apply. Contact us to find out requirements to see if we can match your requirements and circumstances to a Lender.
This is not a barrier...I have clients who reside in the UK, Australia, Dubae. Ex pats plus immigrants can apply [Lender's conditions apply]
Overseas? Can I apply?
With effect 30 October 2011, I am no longer involved as a mortgage broker and I have voluntary rescinded my Registered Financial Advisor Status and also my membership of the NZMBA. If you require a reputable person to handle your enquiries, please contact me with your details and I will have him contact you.
For all my past clientelle, I thank you for your support over the last thirteen years; time now to move onto another challenge Kind regards Mike Perreau
